Microsoft 365 Copilot pricing
Unverified — partially confirmed Last checked 2026-10-16
Heads-up: some figures for Microsoft 365 Copilot could not be confirmed from the vendor's public page. Add-on requires an eligible Microsoft 365 Business plan. Copilot Studio prices not listed on this page. Treat missing prices as unknown, not zero.
Headline price
$23.5/mo
Free tier
Copilot Chat free with eligible M365 plans
Plans
- M365 Business Standard with Copilot $23.50/user/mo annual ($28.20 monthly)
- Business Premium with Copilot $32.00/user/mo annual ($38.40 monthly)
- Copilot Business add-on $21.00/user/mo annual ($25.20 monthly), promo $18.00 first year
- Enterprise & Copilot Studio tabs
Credit / usage system
Seat license; custom agents metered for Copilot Chat users
Caps & limits
Up to 300 users on Business plans
Notes
Add-on requires an eligible Microsoft 365 Business plan. Copilot Studio prices not listed on this page
Cost per standard task
Coming soon. See how AI agent cost per task works and our methodology.
Source
https://www.microsoft.com/en-us/microsoft-365-copilot/pricing
Spotted a change? Send a pricing correction.
How M365 Copilot pricing works
Microsoft 365 Copilot is sold per user as a seat license. Microsoft 365 Business Standard with Copilot is $23.50 per user per month on annual billing ($28.20 billed monthly). Business Premium with Copilot is $32.00 per user per month annual ($38.40 monthly).
The Copilot Business add-on is $21.00 per user per month annual ($25.20 monthly), with a promo price of $18.00 for the first year. It requires an eligible Microsoft 365 Business plan. Enterprise and Copilot Studio prices were not listed on the page we checked.
What a credit or seat gets you
A seat gives one user Copilot. Custom agents are metered for Copilot Chat users. Copilot Chat is free with eligible Microsoft 365 plans.
Limits and overage risk
Business plans cover up to 300 users. Some figures here are only partly confirmed, and Copilot Studio metering prices are not in our data, so we can't estimate agent overage costs.
Who each plan suits
- Copilot Chat (free): Organisations already on an eligible Microsoft 365 plan.
- Copilot Business add-on: Companies already paying for an eligible Microsoft 365 Business plan.
- Business Standard / Premium with Copilot: Companies buying Microsoft 365 and Copilot together, up to 300 users.
M365 Copilot pricing FAQ
How much is Microsoft 365 Copilot?
The Copilot Business add-on is $21.00 per user per month on annual billing ($25.20 monthly), with an $18.00 first-year promo. Bundles with Microsoft 365 start at $23.50 per user per month annual.
Is Copilot Chat free?
Yes, Copilot Chat is free with eligible Microsoft 365 plans.
How many users can a Copilot Business plan have?
Up to 300.
Compare with
- Gemini pricingfrom $4.99/mo
- ChatGPT pricingfrom $8/mo
- Notion AI pricingfrom $20/mo
- Claude pricingfrom $20/mo
Head-to-head:M365 Copilot vs Gemini