M365 Copilot vs Gemini pricing
Side-by-side plans, prices and limits for Microsoft 365 Copilot and Google Gemini (Google AI plans), copied from each vendor's public pricing information. We haven't run cost-per-task tests yet (coming soon).
| Microsoft 365 Copilot | Google Gemini (Google AI plans) | |
|---|---|---|
| Plans |
|
|
| Headline price | $23.5/mo | $4.99/mo |
| Pricing model | Per-seat | Plan with usage limits |
| Free tier | Copilot Chat free with eligible M365 plans | Yes |
| Credit / usage system | Seat license; custom agents metered for Copilot Chat users | Compute-based limits refresh every 5 h up to weekly limit; extendable with AI credits; Flow credits 200/1,000/10,000-25,000 |
| Caps & limits | Up to 300 users on Business plans | Weekly limits |
| Status | Unverified (partial) Add-on requires an eligible Microsoft 365 Business plan. Copilot Studio prices not listed on this page | Checked US prices |
| Last checked | ||
| Source | https://www.microsoft.com/en-us/microsoft-365-copilot/pricing | https://gemini.google/subscriptions/ |
What the credits and limits mean
M365 Copilot
A seat gives one user Copilot. Custom agents are metered for Copilot Chat users. Copilot Chat is free with eligible Microsoft 365 plans.
Business plans cover up to 300 users. Some figures here are only partly confirmed, and Copilot Studio metering prices are not in our data, so we can't estimate agent overage costs.
Gemini
Usage is compute-based. Limits refresh every 5 hours, up to a weekly limit, and you can extend them with AI credits. Flow, Google's video tool, uses separate credits: 200, 1,000, or 10,000-25,000 depending on plan.
Weekly limits cap total use even though the 5-hour window keeps refreshing. Buying AI credits is how you go beyond them.
Which is cheaper for what
- Individuals: Gemini has consumer plans (AI Plus $4.99, AI Pro $19.99, Ultra $99.99 or $199.99 per month). The Microsoft 365 Copilot plans in our data are business seats.
- Business seats: the Copilot Business add-on is $21.00 per user per month annual ($25.20 monthly, $18.00 promo for the first year), but it needs an eligible Microsoft 365 Business plan. Gemini Enterprise Business is $21 per seat per month. The list price is the same, but what each bundle includes is different.
- Bundles: Microsoft 365 Business Standard with Copilot is $23.50 per user per month annual. Gemini Enterprise Standard and Plus start at $30 per seat per month.
- Data quality: Microsoft 365 Copilot is partially verified, and Copilot Studio prices are not in our data.
Partial data: Microsoft 365 Copilot figures are only partly confirmed from vendor sources. Treat missing prices as unknown, not zero.
M365 Copilot vs Gemini pricing FAQ
Is Microsoft 365 Copilot or Gemini cheaper for business?
The list prices match: the Copilot Business add-on is $21.00 per user per month annual and Gemini Enterprise Business is $21 per seat per month. The Copilot add-on requires an eligible Microsoft 365 Business plan and has an $18.00 first-year promo.
Is there a free option?
Copilot Chat is free with eligible Microsoft 365 plans. Gemini has a free plan.
What does Gemini cost for individuals?
Google AI Plus is $4.99 per month, AI Pro $19.99, and AI Ultra $99.99 or $199.99 (US prices).
Full details: M365 Copilot pricing · Gemini pricing · All comparisons